Menu
When a tree falls in the forest, it is nobody’s problem. However, the repercussions can be dire if a tree falls on your property. Storms and strong winds often cause tree-related damage, especially if the tree is unhealthy or dead. The most effective way to prevent safety risks is by hiring a tree care company to inspect your trees and regularly provide the care they deserve. If a tree is severely damaged, it is best to remove it from the premises.
Tree removal can be expensive, even if you have homeowners’ insurance or other types of coverage. Before hiring a tree service to remove a risky tree in your backyard safely, check with your coverage provider to ensure they cover tree removal services. Homeowners’ policies usually cover the damages following a fallen tree, but most coverage providers exempt tree removal services. Consult a professional tree care company to learn more about tree removal services and insurance.
Many people with homeowners’ insurance assume their policy should cover tree removal services. This is usually the case if you didn’t cause the tree to fall, but there are several limitations property owners need to know before filing a claim for tree removal. Insurance providers look for reasons to deny payouts, hence the need to work with a trusted tree care company.
Homeowners’ insurance protects structures on your premises, including your house, detached garage, and shed. If the cause of tree damage is harsh weather or strong winds, your policy is likely to cover the cost of repairs and replacements. However, this only works if the tree was healthy before the incident. A tree in poor health already poses a safety hazard, and policyholders may deem you responsible and refuse to pay out. Insurance companies expect homeowners to maintain a healthy and safe lawn; failing to prune or trim trees is considered negligence.
Another incident that your homeowners’ insurance may not cover is when a tree falls and doesn’t cause damage. This is frustrating and inconvenient for homeowners since mature trees weigh thousands of pounds. In addition, a fallen tree on your property that damages neighboring property can’t be covered by your insurance and can open you up to legal action.
If your policyholders refuse to pay for tree removal service, acquiring tree removal insurance. This policy can be written into your current insurance policy, mitigating the expenses associated with hiring a tree service company to remove the fallen or damaged tree. We recommend scheduling routine inspections with a professional to identify potential risks before wreaking havoc on your premises.
Protect your home and loved ones by investing in tree care and maintenance. Contact us at Driscoll Tree Service and talk to our certified arborists about tree removal insurance. We offer quality tree services at competitive rates.
6 Tree Pruning Tools Pros Use When caring for your trees, there is no room for compromise. Professional arborists understand the importance of using the right tools for the job. Whether it’s trimming branches for aesthetics or maintaining the health…
Read MoreCan a Tree Grow Back from a Stump? When a tree is cut down, many assume that’s the end of its life. However, nature has a remarkable way of surprising us. Under the right conditions, a tree can grow back,…
Read MoreTree Root Problems Trees are more than towering structures of bark and leaves; their roots play a crucial role in their overall health and vitality. Tree roots serve several vital functions, including extracting nutrients and water from the soil, storing…
Read MoreFall Lawn and Landscape Care Tips As the vibrant colors of summer fade and fall begin to take over, it's essential to focus on lawn and landscape care. Fall is crucial for yard care as you prepare for the colder…
Read MoreShould I Get Tree Stump Removed or Grinded? No one likes to have tree stumps jutting out of the ground. These are not only eyesores. They are trip hazards and can attract pests and diseases. If you want to get…
Read MoreFacts About Winter Tree Planting Planting trees is a major decision that requires consideration of crucial factors like planting time, soil quality, tree type, and tree placement. While most people often avoid landscaping projects during the cold months, winter is…
Read MoreWhat Are Hidden Underground Hazards? Underground hazards are often overlooked, yet they pose significant risks to public safety, infrastructure, and the environment. These hazards range from natural occurrences to human-made dangers, and knowing them is crucial for any property owner.…
Read MoreThe Best Landscaping Services for Residential and Commercial Properties Landscaping enhances residential and commercial properties’ aesthetic appeal, functionality, and overall value. When most people think of landscaping, images of lush green lawns and vibrant gardens come to mind. However, landscaping…
Read MoreHow Does Drought Affect Trees? Drought is a prolonged deficit between water supply and demand. This means long-term conditions of increased demand without sufficient water supply cause drought. With the rise of global warming and climate change, many parts of…
Read MoreWhy Tree Risk Assessment Is Important Trees are valuable assets that enhance the quality of your landscape and the ecosystem. These magnificent entities provide many benefits, including shade, beauty, and environmental benefits. However, they can experience structural deterioration or health…
Read More